Table of Contents
JAIIB syllabus 2023 is a crucial aspect of understanding the question pattern and the difficulty level. Given the vastness of the JAIIB Syllabus 2023, applicants can divide the syllabus into manageable fportions. In this approach, the vast syllabus of JAIIB 2023 can be finished in a short amount of time. Applicants will have a competitive advantage in the exam if they have a thorough and in-depth understanding of the subject-by-subject JAIIB Syllabus 2023.
JAIIB Syllabus 2023
JAIIB 2023 syllabus includes all the subject details for the exam. JAIIB Exam 2023 consists of three subjects, and the official IIBF website provides a thorough syllabus for the exam. Below are the details of each subject covered in the JAIIB syllabus 2023.
JAIIB Paper 1 Syllabus 2023
JAIIB syllabus 2023 paper 1 is mentioned in the table below.
| Module | Syllabus |
| Module A- Indian Financial System | Indian Financial System – An Overview, Retail Banking, Banking Regulation, Debt Markets & Forex Market, Recent Developments in the Financial System Forfaiting Services and Off-Balance Sheet items, Mutual Funds & Insurance Companies, Risk Management, Role of Money Markets, Role and Functions of Capital Markets, Basel Accords, BCSBI, Wholesale and International Banking, SEBI, Bancassurance & IRDA, Factoring, CIBIL, Fair Practices Code for Debt Collection, |
| Modules B- Functions of Banks | KYC / AML / CFT norms, Bankers’ Special Relationship, Principles of lending, Agricultural Finance, Government Sponsored Schemes, Cash Operations, Personal Loans, Self Help Groups, Payment and Collection of Cheques and Other Negotiable Instruments, Micro, Small and Medium Enterprises, Credit Cards, Banking Ombudsman Scheme, Consumer Protection - COPRA, Banker Customer Relationship, Opening accounts of various types of customers, Ancillary Services, Working Capital Assessment and Credit Monitoring, Priority Sector Advances, Home Loans, Consumer Loans, Documentation, Different Modes of Charging Securities, Types of collaterals and their characteristics, Non Performing Assets, Financial Inclusion, Financial Literacy |
| Module C- Banking Technology | Essentials of Bank Computerization, Preventive Vigilance in Electronic Banking Role of Technology Upgradation and its impact on Banks, Data Communication Network and EFT systems, Overview of IT Act, Payment Systems and Electronic Banking, Security Considerations, |
| Module D- Support Services, Marketing of Banking | Services/ Products, Marketing – An Introduction, Distribution, Social Marketing / Networking, Consumer Behaviour and Product, Pricing, Promotion, Marketing Information Systems – a longitudinal analysis Role of Direct Selling Agent / Direct Marketing Agent in a bank, Channel Management, |
| Module E - Ethics in Banks and Financial Institutions |
Ethics, Business Ethics & Banking: An Integrated Perspective, Ethics at the Individual Level, Ethical Dimension Employees, Work Ethic and the Workplace, Banking Ethics: Changing Dynamic |
JAIIB Paper 2 Syllabus 2023
The table below lists details of JAIIB syllabus 2023 paper 2.
| Module | Syllabus |
| Module A- Business Mathematics and Finance | Depreciation and its Accounting, Calculation of Interest and Annuities, Foreign Exchange Arithmetic Calculation of YTM, Capital Budgeting, |
| Modules B- Principles of Bookkeeping and Accounting | Scope and Accounting Standards, Rectification of Errors and Adjusting & Closing Entries, Bank Reconciliation Statement, Maintenance of Cash / Subsidiary Books and Ledger, Basic Accounting Procedures, Definition, Capital and Revenue Expenditure, Trial Balance, Bills of Exchange |
| Module C- Final Accounts | Ratio Analysis, Company Accounts I & II, Balance Sheet Equation, Accounting in a Computerized Environment Final Accounts of Banking Companies, Preparation of Final Accounts, |
| Module D- Banking Operations | Banking Operations & Accounting Functions |
JAIIB Paper 3 Syllabus 2023
Paper 3 of the JAIIB syllabus 2023 is listed below.
| Module | Syllabus |
| Module A- Regulations and Compliance | Legal Framework of Regulation of Banks, Winding up, Mergers & Acquisitions, Financial Sector Development Council Returns Inspection, Regulation of Banking Business, Public Sector Banks and Co-operative Banks, Control over the Organization of Banks, Financial Sector Legislative Reforms, Recent Legislative Changes in RBI Act, |
| Modules B- Legal Aspects of Banking Operations | Indemnities, Letters of Credit, Different Types of Borrowers, Types of Credit Facilities, Registration and Satisfaction of Charges, Registration of Firms and Incorporation of Companies, Bank Guarantees, Secured and Unsecured Loans, Case Laws on Responsibility of Paying Bank, Various Types of Securities, Laws Relating to Bill Finance, Laws Relating to Securities and Modes of Charging-I, Case Laws on Responsibility of Collecting Bank Deferred Payment Guarantees, Laws Relating to Securities and Modes of Charging- II, |
| Module C- Banking Related Laws | The Law of Limitation, Tax Laws, Interest Act (SARFAESI), The Legal Services Authorities Act, 1987, The Consumer Protection Act, 1986 and CERSAI, Banking Ombudsman Scheme, Recovery of Debts due to the Banks and Financial Institutions Act, 1993(DRT Act), Securitization and Reconstruction of Financial Assets and Enforcement of Securities Negotiable Instruments Act, 1881, Bankers Books Evidence Act, 1891, Payment & Settlements Systems Act, 2007 |
| Module D- Commercials Laws with Reference to Banking Operations | Foreign Exchange Management Act, 1999, The Right to Information Act, 2005, The Sale of Goods Act, 1930, Right to Information and Obligation of Public Authorities, Transfer of Property Act, 1882, Indian Contract Act, 1872, Information Technology Act, 2000 Indian Partnership Act, 1932, Definition and features of a company, The Companies Act, 1956 (Now Companies Act, 2013 ), The Prevention of Money Laundering Act, 2002, |
JAIIB Exam Pattern 2023
JAIIB Exam Pattern 2023 provides an idea of what to expect in the exam. After going through the JAIIB syllabus 2023, candidates should refer to the JAIIB Exam Pattern 2023.
Each subject in JAIIB Exam 2023 will have 120 multiple-choice questions. No negative marking will be there for incorrect answers. There will be a maximum time limit of two hours, and each subject carries 100 marks. The JAIIB Exam Pattern 2023 has been given in detail in the table below.
| Subjects | Paper | No. of Questions | Duration | Total Marks |
| Principles and Practices of Banking | 1 | 120 | 2 hours | 100 |
| Accounting and Finance for Bankers | 2 | 120 | 2 hours | 100 |
| Legal and Regulatory Aspects of Banking | 3 | 120 | 2 hours | 100 |
JAIIB 2023 Passing Criteria
JAIIB 2023 passing Criteria are mentioned in the points below.
- JAIIB exam 2023 requires a minimum score of 50 out of 100 to pass each subject.
- Candidates will also be regarded to have passed the JAIIB Exam if they receive at least 45 in each topic and a cumulative 50% in each subject on their first try.
- Until the JAIIB Exam passing deadline has passed, candidates can keep the credits for the subjects they have passed in any of their tries.
- Candidates should successfully pass the test within two years ( consecutive attempts).
- The time frame will begin on the application date. Whether you take the test or don't, your attempts will be counted.
- Candidates who are unable to pass the JAIIB exam in the allotted time can re-register.
